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The Mortgage Mindset
Welcome to "The Mortgage Mindset," your go-to podcast for all things real estate, mortgages, and market insights. Whether you're a mortgage lender, a real estate agent, an entrepreneur, or a savvy consumer, this show is tailored to you.
Each episode starts with a brief market update, ensuring you stay on top of the latest industry trends. Next, join us for insightful guest interviews where industry experts, entrepreneurs, and insiders share their experiences and expertise. Discover the strategies and stories that drive success in the ever-evolving real estate landscape.
But that's not all! We'll also dissect a real estate news headline with our guest, exploring how it impacts the market. Gain a deeper understanding of the forces shaping your industry and make informed decisions.
No matter your role in the real estate world, "The Mortgage Mindset" is your source for knowledge, inspiration, and a fresh perspective on the mortgage and real estate landscape. Tune in, stay informed, and cultivate the Mortgage Mindset for success.
The Mortgage Mindset
Episode #33 HUD’s New Task Force, Retail Sales Data & Mortgage Rate Update
Episode #33 of The Mortgage Mindset: HUD’s New Task Force, Retail Sales Data & Mortgage Rate Update
In this solo episode of The Mortgage Mindset, Trevor Otsuka dives into major updates impacting the housing and mortgage markets:
🏡 HUD Launches DOGE Task Force – What It Means for Housing Policy
HUD, under Secretary Scott Turner, announces a task force in partnership with Elon Musk's Department of Government Efficiency (DOGE) to cut costs and overhaul programs. Learn how this move and the potential rollback of the AFFH rule could reshape local housing markets and impact fair housing initiatives.
🔗 Read the article: HERE
📉 Mortgage Rate Update – Best Rates Since December 2024
Trevor breaks down how Valentine’s Day retail sales data on February 14, 2025, sparked a positive shift in mortgage rates, making them the most favorable since December 14, 2024. What does this mean for buyers and refinancers? Find out how you can leverage these rates for your clients.
🔗 Track current rates: Mortgage News Daily
💡 Key Takeaways for Real Estate Agents and Loan Officers:
What HUD’s policy changes could mean for future housing development and fair housing regulations.
How to advise clients to act on the best mortgage rates in months.
Insights into how retail sales data impacts bond markets and mortgage rates.
Don’t miss this timely episode designed to keep you ahead of market shifts and housing policy changes.
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👍 Like this video if you found it valuable, and drop a comment with your thoughts on HUD’s latest move!
Trevor Otsuka | NMLS #2024662 | The Mortgage Mindset powered by Barrett Financial Group, LLC | Corp NMLS #181106 | 8485 W Sunset Rd Suite 202, Las Vegas| NV 89113 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | By refinancing, finance charges may be higher over the life of the loan | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106