The Mortgage Mindset

Episode #26: The Fed's Rate Cut and Its Impact on the Housing Market

Trevor Otsuka Episode 26

In this episode of The Mortgage Mindset, we dive into the Federal Reserve's third consecutive rate cut of the year, lowering the benchmark rate by 25 basis points to a target range of 4.25%–4.5%. Join us as we explore what this means for inflation, mortgage rates, and the broader housing market. We discuss how the Fed’s cautious approach signals slower rate reductions in 2025 and why borrowing costs may remain elevated in the near term.

We’ll also examine the implications for homeowners and potential buyers as mortgage rates show signs of gradual easing, and how this could influence refinance opportunities and market activity. Whether you're in the lending industry or navigating the current housing market, this episode is packed with valuable insights you won’t want to miss!

Tune in now to stay informed and empowered in today’s evolving real estate landscape.

Daily Interest Rates

Fed Interest Rate Cut 25 basis points