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The Mortgage Mindset
Welcome to "The Mortgage Mindset," your go-to podcast for all things real estate, mortgages, and market insights. Whether you're a mortgage lender, a real estate agent, an entrepreneur, or a savvy consumer, this show is tailored to you.
Each episode starts with a brief market update, ensuring you stay on top of the latest industry trends. Next, join us for insightful guest interviews where industry experts, entrepreneurs, and insiders share their experiences and expertise. Discover the strategies and stories that drive success in the ever-evolving real estate landscape.
But that's not all! We'll also dissect a real estate news headline with our guest, exploring how it impacts the market. Gain a deeper understanding of the forces shaping your industry and make informed decisions.
No matter your role in the real estate world, "The Mortgage Mindset" is your source for knowledge, inspiration, and a fresh perspective on the mortgage and real estate landscape. Tune in, stay informed, and cultivate the Mortgage Mindset for success.
The Mortgage Mindset
Episode #24 - Rising Costs, Falling Margins: The Credit Report Crunch
In this episode of The Mortgage Mindset, we dive into a quick market update and explore the latest trends in interest rates, helping you stay ahead in today’s competitive mortgage landscape.
We also discuss a pressing issue facing the industry: consumer credit report costs are projected to rise by up to 20% in 2025, potentially doubling since 2023. What does this mean for lenders, borrowers, and the overall cost of closing a loan?
Tune in to understand the implications, explore strategies for adapting to these rising costs, and stay informed about the shifting dynamics of the mortgage market.
Daily Rate Survey
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Credit Report Costs to Increase in 2025
Trevor Otsuka | NMLS #2024662 | The Mortgage Mindset powered by Barrett Financial Group, LLC | Corp NMLS #181106 | 8485 W Sunset Rd Suite 202, Las V| NV 5091 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | By refinancing, finance charges may be higher over the life of the loan | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106